How to maintain your credit score

The basic foundation of debt managementis to reduce your expenses and if you show you are responsible for major kinds of credit like revolving and installment you should consider adding installment to the loan. If you don’t have installment loan in portfolio, you can consider adding a small personal loan.

A good debt management plan recommends you to rack off your credit card debts instantly. Remember, paying off your loans can reduce the debt, but it cannot drastically help your scores to jump.
Moreover, debt management companies have reached to a conclusion that there is a big gap between the amount of credit that you are using and available credit limit.
Many debt management plans will advise you to pay highest interest rate credit card but you should pay credit card closest to the limits.